Compare Reverse Mortgages
HEI Home Equity Investments
and Best Lines of Credit
Enjoy Your Home Equity
Up to $2 Million Lump Sum and/or Line of Credit. Eliminate Your Monthly Mortgage Payment. Payoff other Debts Eliminating Monthly Payments. Growing Lines of Credit for Tax Free Income. You Choose What's Best for You.
We enable you to Compare best available Reverse and HEI mortgage programs so you can save money and make the best decision.
All Credit & Financial Scenarios Welcome
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Compare Leading Mortgage Equity Programs
Reverse Mortgages
Monthly Payments are Optional. Unpaid Interest Is added to your loan balance. That's why called 'Reverse'.
Minimum Age 55 for many programs but 62+ for FHA HECM reverses.
You maintain ownership of your home - Bank does Not own home.
Non-recourse - Your children won't owe money unless they choose to pay off the reverse mortgage.
Children can inherit your home and refinance or sell and keep equity.
Can eliminate need for your mortgage payment and provide additional funds in form of lump sum, pay off debt, and/or line of credit for future use. You structure how you prefer.
Must maintain your home, make sure property taxes, insurance and HOA are paid - but options for including those payments in Reverse as well.
Only available on Primary Residence. May be 1st or 2nd lien position preserving your 1st mtg.
Home Equity Investments (HEI)
No Monthly Payment required but some programs do have term limits.
Not Age Dependent. Loan amounts are mostly dependent on available equity in home .
Lump Sum Distribution Only, no lines of credit. Amounts usually restricted to 30% or less of home value.
Programs vary between monthly compounding interest rate and equity share of appreciation.
Non-recourse - Your children won't owe money unless they choose to pay off the HEI.
You maintain ownership of your home. The lien is similar to a mortgage on your home with potentially different payback requirements.
Available on Primary Residence, Second Home or Investment Properties.
Forward Lines of Credit
Revolving Line of Credit secured to your home that you can use and payoff as you choose for a certain period of time between 5 & 10 years but 30 year term.
No age restrictions, and you must qualify considering your income, debt ratios & credit.
May be in 1st or 2nd lien on your home.
Low monthly payment options include interest only payments and payments as low as 1%.
Must be paid off at time of refinance or selling your home.
Available up to 90% of home value, and you're able to pay off in full at anytime.
Available on Primary Residence, Second Home or Investment Properties. No prepayment penalties.
Rates are adjustable for all lines of credit, but can be fixed rate if 1 time distribution in form of first or second mortgage.
OUR VISION & MISSION
Integrity Finance was founded in 2014 by directors at Allied Physicians Inc. to provide direct access to the best real estate financing products, pricing and service possible. We deeply value our clients and partners who expect the most reliable lending service available. As a direct lender of a very wide array of mortgage products, while committed to minimal expenses and we're able to provide tremendous savings, most appropriate solutions, & efficiency in real estate financing. We are honored to be A+ Rated and Accredited Business and Contributing Member of Several Trade Organizations.
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CONTACT
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Phone: 561-288-0026
NMLS 1660690
NEXA Mortgage LLC headquarters
5559 S Sossaman Rd, Bldg #1, Ste #101
Mesa, AZ 85212
Integrity Finance Support
13900 South Jog Rd, 203-104
Delray Beach, FL 33446
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© 2026 Integrity Finance, a division of Allied Physicians Inc. Integrity Finance is not a direct lender. Residential and commercial mortgage loans are provided by NEXA Lending and partner lenders. NMLS Consumer Access Search
Integrity Finance is a DBA of Allied Physicians, Inc. and is not an authorized trade name or DBA of NEXA Mortgage, LLC in Texas. Integrity Finance does not originate, advertise, or solicit residential mortgage loans in Texas. Shane Grathwohl (NMLS #1625142) conducts Texas residential mortgage origination activities exclusively through NEXA Mortgage, LLC (NMLS #1660690), subject to applicable licensing requirements. Texas consumers seeking residential mortgage services should contact Shane through his approved NEXA Mortgage, LLC channels.