Hometown Heroes
Up to $35,000 Grant Assistance
The Florida Hometown Heroes down payment assistance grant program has been extended and expanded. Now, all those who have not owned a home in the past three years are eligible for a 5% Grant up to $35,000 towards the purchase of their home if they work in Florida for 35 or more hours per week, and qualify for an FHA, Conventional or VA primary residence mortgage.
Program Details:
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Eligible Florida workers can receive lower than market rates on an FHA, VA, RD, Fannie Mae or Freddie Mac first mortgage, reduced upfront fees, no origination points or discount points and down payment and closing cost assistance.
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Borrowers can receive up to 5% of the first mortgage loan amount (maximum of $35,000) in down payment and closing cost assistance.
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Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his/her primary residence. The Florida Hometown Heroes loan is not forgivable.
Or Call 888-407-1008
Many Additional Mortgage Programs
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Conventional - Fannie / Freddie
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FHA / VA - Less than 580 Credit OK
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Jumbos - SFR and Condos
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Reverse HECM Mortgages
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Self Employed / Alt Documentation
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Investors - DSCR and Full Doc
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New Construction
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Foreign Nationals
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Commercial Loans
High Loan Amounts
Loan Amounts have risen so that conventional and agency FHA / VA mortgages have higher loan limits than ever, while jumbo mortgages reach up to 20 million dollars. For commercial financing, mortgages and working capital can stretch to over $100 million while requiring minimal documentation.
Conventional Mortgages
Fannie Mae and Freddie Mac have unique programs that can help reduce documentation and appraisal requirements. Also, because of available mortgage insurance and secondary market can allow for high loan to value financing at the lowest costs.
FHA and VA Agency Loans
FHA and VA loans are backed by government agencies and thereby can provide lower rates and expanded qualification parameters. Integrity Mortgage cares greatly for borrowers hoping for agency qualification and our rates demonstrate our sincerity to help. Credit scores can be less than 580 for those with compensating factors such as extra reserves or larger down payments.
Investors and Visa Foreign Nationals
One of our focal points are helping investors and foreign nationals purchase real estate in the USA. We welcome many different visas, and our Investor DSCR programs can stretch as low as .70 (<1.0), and have high loan to values. We can help with single family, multi-family and commercial mortgage financing.
OUR VISION & MISSION
Integrity Mortgage was founded to provide direct access to the best real estate financing products, pricing and service possible. We deeply value our clients and partners who expect the most reliable lending service available. As a direct lender of a very wide array of mortgage products, while committed to minimal expenses, we are able to provide tremendous savings and efficiency in real estate financing.
CONTACT
Currently Serving Florida Residential & Nationwide Commercial
Email: Support@ApplyIntegrity.com
Contact: 888-407-1008
For general inquiries, please complete contact form:
NMLS 250769